#SMASHING FOUR TIER LIST UPGRADE#
PvP, real-time, turn-based, card-collectible strategyĭuel players from all around the world in challenging arenasĬollect cards to unlock new heroes & upgrade them to unleash their unique abilities Prove your skill in 1v1 PvP! Execute your strategy in different arenas! Smash your way to the victory! Rule the world of Smashing Four together! Join a clan, meet other Smashers and support each other on your way to the top of the ranks. Win battles, gain trophies, collect rewards & cards to unlock your heroes' powerful abilities that will turn the arena upside down and smash your enemy to pieces. New endowed faculty and staff who don’t designate how their funds are to be directed will be invested in lifecycle funds – half in TIAA-CREF and half in Fidelity.Enter the Arena and get ready to fight fierce 1v1 real-time battles against players from around the world! Experience unique gameplay and an original take on pool physics with this card-collectible PvP strategy game where every smash counts! “They can guide you through fund changes you would like to make, ensuring that your portfolio of investments is correctly diversified and balanced.” “We strongly encourage faculty and staff members to talk with a Fidelity and/or TIAA-CREF representative when making any investment changes,” Zielinski said. “If you choose non-monitored funds, youcan be charged fees at the retail rate.” “For those funds that we monitor, we have negotiated the lowest possible fees,” said Mary Zielinski, associate director of Benefit Services. “We have provided the self-directed option because of many requests, especially from some of our business and finance experts, to offer as wide a range of investment options as possible, giving them maximum flexibility in investing,” said Bursic.Īdministrative fees charged by fund managers vary. Tier 4, a self-directed brokerage account, allows you to invest in any of about 3,000 funds not monitored by Cornell. Suppose you enjoy taking an active role in your portfolio management.If you have any holdings in Tier 3, you can keep as many of them as you like and monitor them yourself or move some or all of your Tier 3 investments to best-in-class funds in Tier 1 or 2. The retirement materials indicate which tiers your funds are in. Suppose you are somewhat active in your investments and are open to switching some of your current funds to similar ones if that means switching to a best-in-class fund.If you are in or pick TIAA-CREF or Fidelity’s Tier 1 lifecycle funds, your investments within those funds automatically will be adjusted for you as your expected date of retirement gets closer.
1, Cornell’s TIAA-CREF and Fidelity funds, along with select low-cost investments, will be placed in four tiers: Tiers 1 (lifestyle funds) and 2 (core funds), which Cornell will monitor with the investment analysis of CAPTRUST and which contain funds the university deems “best in class” Tiers 3 (noncore funds) and 4 (self-directed funds) provide many more options for investment, but their funds did not make the “best in class” list nor are they monitored by Cornell.īest-in-class funds will be monitored through a Retirement Plan Oversight Committee of Cornell faculty and staff, working with CAPTRUST. 16, 1:30-2:30 p.m., G10 Biotechnology BuildingĮmployees who are satisfied with their current TIAA-CREF or Fidelity investments need do nothing. 24, 9-10 a.m., G10 Biotechnology Building 23, noon-1 p.m., James Law Auditorium, Schurman Hall Booklets describing these changes have been sent to all endowed faculty and staff and to all contract college faculty and staff who contribute to a TIAA-CREF or Fidelity tax-deferred annuity (TDA) plan.įidelity and TIAA-CREF will offer the following workshops on the new retirement options: Following a comprehensive review of Cornell’s retirement plans by an independent advisory firm, CAPTRUST Financial Advisors, Cornell has restructured and expanded its TIAA-CREF and Fidelity retirement fund options.
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